The real estate news seen by the loan insurance broker cheap loan collateral expert
What is the best time to invest in real estate?
In real estate, each season brings its share of advantages and disadvantages, risks to take and surprise in a market in constant motion. So when is it recommended to go and invest in real estate? In autumn or winter? Summer or spring? We tell you more about the characteristics of each season
The Benefits of Using a Real Estate Mortgage Broker
To find the mortgage offer that will allow you to become an owner of a home, you will probably be led (e) to make by yourself a comparison of mortgage offers. But this step can be long and difficult. It may be interesting to use a broker specialized in this market, for your
The elements to negotiate to save
To negotiate a home loan, in order to become a homeowner or an apartment owner, you focus on finding the best mortgage rate. However, to reduce the overall cost of your credit and save money, many more points deserve your attention. Discover below what elements you can negotiate to
How to optimize your mortgage after 50 years?
Stone is a safe investment for French households. For people wishing to use the mortgage after 50 years, it is necessary to take the time to seek insurance borrower to protect against the risk of death and disability. Indeed, the more we advance in age, the more
Tips for buying real estate
You are looking for a property and it seems you have finally found the accommodation for you. It is recommended not to rush, to take the time to gather all the good information about this house or apartment, and to go to the place to proceed to the good
Delegate your loan insurance to buy bigger
A recent study by a specialist in loan insurance confirms that the French have everything to gain from using the delegation of insurance when subscribing a mortgage. The analysis made it possible to estimate the amount that can be saved, which is then retranscribed in the number of square meters to be won. You can buy
Real estate: reduce the cost of your home loan with the delegation of insurance
In view of the acquisition of a home, you will apply for a home loan from a bank. To give you the credit, the bank will require you to take out a borrower insurance to protect you against the risk of non-reimbursement, and you will then offer his home insurance policy. But you can subscribe freely
Rental real estate: the Cosse tax benefit, positive for landlords and tenants
The government is launching a new rental investment scheme. Minister Emmanuelle Cosse has just launched the “Affordable Leasing” program. Provisional until the end of 2019, the scheme consists in allowing any investor owner a deduction of his rental income from 15 to 85% of gross rents received. This
Mortgage loan: two insurance required to cover it
Access to mortgage is very advisable or even encouraged. This type of credit is dealt with in the long term and lenders put a lot of risk on non-repayment. It is in this eventuality that the insurance clause is justified. There is no legal requirement for the borrower to purchase insurance. In practice,
Real estate: the new eldorado of financial investments?
The real estate market has been recovering for over a year. To the point of competing with traditional financial investments. The stock market? Too risky. The booklets? Not very profitable. What’s left? Real estate of course. Since January 2015, interest rates have started a vertiginous drop, from around 4% to 2% on average, over
Very favorable conditions to buy your house!
The price per square meter has dropped and the interest rates for mortgages are at a historically low level. The context is thus favorable to buy your house. And the legislation even allows you to realize additional savings through the choice of your loan insurance. A highly recommended cover for your